When client payments lag, freelancers can use a Rolex as collateral to cover...

https://instaquoteapp.com/how-do-i-decide-if-my-cash-gap-is-temporary-or-longer-term/

When client payments lag, freelancers can use a Rolex as collateral to cover rent, payroll or a slow month. A lender may advance 30% of its assessed value, creating a short-term bridge without requiring a sale.