Texas requires new drivers to carry 30/60/25 minimum coverage, but your actual...

https://wool-wiki.win/index.php/What_Parts_of_My_Driving_History_Do_Insurers_Look_at_for_Pricing%3F

Texas requires new drivers to carry 30/60/25 minimum coverage, but your actual insurance cost can vary a lot. Rates depend on where you live—city or rural—your age, driving record, credit-based insurance score, and even your car model