If the driver is uninsured, pursue your uninsured motorist policy for medical bills, lost wages, and pain and suffering.

https://messiahmski475.capitaljays.com/posts/bus-crash-you-can-t-recall-bus-accident-attorney-on-witnesses-and-data

If the driver is uninsured, pursue your uninsured motorist policy for medical bills, lost wages, and pain and suffering.