Florida’s 2%, 5% or 10% hurricane deductible can leave a big cash gap: on a...

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Florida’s 2%, 5% or 10% hurricane deductible can leave a big cash gap: on a $500,000 home, that’s $10,000–$50,000. See how a collateral loan or selling a Rolex may help—and why to schedule valuables and keep policy documents in the cloud.