advice only financial planning 2

https://helpingfinancialadvisorstoday.clearhavendigest.com/posts/the-real-work-of-helping-financial-advisors-succeed

Advice only financial planning is where you pay a flat fee or hourly rate for tailored guidance, without the planner selling any products or earning commissions. It strips away conflicts tied to asset management, focusing purely on your goals. This model suits those who want unbiased, expert counsel—whether for retirement, estate issues, or budgeting—and are ready to implement strategies independently, knowing the planner's sole incentive is your financial well-being.