advice-only financial planning

https://wiki-spirit.win/index.php/Making_Financial_Advice_for_Everyone_a_Reality

Advice-only financial planning is like having a trusted friend who’s a pro at money, but without them actually managing your investments. You pay for their expertise and guidance on things like budgeting, saving, and retirement, but you stay in the driver’s seat making all the final moves. It’s perfect if you want a second opinion on your financial decisions.